Investment in Real Estate in Switzerland
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Switzerland is one of the wealthiest nations in Europe, and in the world. Furthermore,
the national currency – Swiss franc – is a symbol of stability compared to the currencies of many other countries.
Switzerland's real estate market, like the country's overall economy, is distinguished by its stability and the absence
of any unforeseen price fluctuations. The government regularly invests large amounts in land, thus stabilizing the
value of both residential and commercial properties.
Switzerland is also an attractive place of residence with regard to inheritance tax. The country has no
Federal inheritance or gift taxes. Instead, the cantons levy inheritance and gift taxes in their own competence.
Many cantons do not levy inheritance taxes on assets between spouses or between parents and children. The
cantons that do have inheritance tax, charge very low rates, compared to other countries.
UNIKOM AG provides exclusive advisory services to international companies and/or individuals,
looking for Swiss real estate property that fit specific investment criteria. |
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Investment in
residential real estate |
The acquisition of real estate in Switzerland is restricted by law. As a rule,
all foreigners, who wish to acquire Swiss residential real estate, must obtain approval prior to their purchase.
Such approval is relatively difficult to obtain without professional assistance.
For foreigners, who hold a Swiss residence permit, it is however possible to purchase house or apartment
for their personal use. As a rule, the Swiss authorities may grant a residence permit to a foreign
national, who has invested in setting up his own business, where he will work.
We at UNIKOM AG are ready to provide you with a comprehensive solution for relocating to
Switzerland within a reasonable timeframe:
we can elaborate a business plan that
will meet legal requirements
we can prepare the set of documents needed
to obtain permanent resident status
we can speak with the local authorities on
your behalf with regard to the residency status for you and your family members in
connection with your business plan
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Investment in vacation real estate |
The authorities in each Swiss canton have the right to define the districts in which
real estate may be eligible for the "vacation property" status. This status guarantees considerable tax benefits,
and the procedures for purchasing this kind of property are simplified for foreigners.
Essentially, as a foreign investor, you are permitted to purchase this category of real estate if your intent is to
use the property for your own personal holiday home or temporary place of residence, but not to lease to a third party.
The most liquid and popular areas among foreign investors are small villages in tourist and resort districts near Lake Geneva.
While commercial real estate in Switzerland can be resold at any time, holiday properties must not be offered for resale
for a period of five years after purchase (and sometimes longer).
Furthermore, purchasing a vacation property does not automatically entitle the buyer to permanent resident status in
Switzerland.
We at UNIKOM AG can take care of the details of the sale or purchase of a vacation property in line
with your specific needs.
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Investment in commercial real estate |
Commercial real estate is exempt from Switzerland's restrictions on the purchase of real
estate by foreign nationals. Foreign investors may purchase as many properties as they wish of practically any size.
Furthermore, they are not obligated to obtain any permission from government offices in order to do so.
Foreigners may sell their commercial real estate whenever it is convenient without any restrictions, no matter how
long they have owned it.
On the other hand, investment in such objects like commercial and office buildings, hotels and parking space is
always popular on the Swiss market and bring investors stable yields (return on investment).
Commercial real estate in Switzerland is attractive primarily as a reliable means of capitalizing your assets (inflation
is maintained at 1.5-2.0%, while net revenue from leasing properties can reach 7-8% of invested capital).
Moreover, the maintenance, tenant management, account management and taxes are all taken care of by a management
company, which usually charges about 6–8% of the lease income. As a rule, commercial real estate in Switzerland
is purchased using mortgage loans (which are also extended to foreign investors).
At UNIKOM AG, we believe that purchasing commercial real estate in Switzerland is one of the best investment
options when it comes to buying real estate abroad.
If you need financing for your real estate purchase in Switzerland, we can introduce you to bankers and schedule
meetings to discuss loan options. We can also schedule meetings with a notary public and provide full legal support
for your commercial real estate transactions. |
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Good reasons to invest in Switzerland's real estate |


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Retention of value with low volatility
Good returns and security, irrespective of the economic cycle and stock exchange situation
Limited or no inheritance and gift taxes |
Contact us for more detail
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